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$1,330,000

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4 Beds

2 Baths

1,848 SqFt

New

122 Monterey AVE Panama City Beach, FL 32413

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Lee Ann Swartzentruber

leeann@epique.me +1(850) 774-3186

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Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 1,848 sqft

Price per Sqft $719

Subdivision Santa Monica Beach

MLS Listing ID 778175

Style Coastal

Bedrooms 4

Full Baths 2

HOA Fees $240/ann

HOA Y/N Yes

Year Built 1977

Annual Tax Amount $488

Tax Year 2024

Lot Size 8,276 Sqft

Acres 0.19

Property Sub-Type Detached

Property Description

Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood.The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!

Location

State FL

County Bay

Community Beach, Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Breakfast Bar

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s), Electric

Furnishings Unfurnished

Fireplace No

Appliance Dishwasher, Electric Range, Electric Water Heater, Microwave, Water Softener Owned

Exterior

Exterior Feature Deck, Outdoor Shower

Parking Features Carport, Driveway, Detached, Garage, Golf Cart Garage, Garage Door Opener

Garage Spaces 1.0

Garage Description 1.0

Pool None

Community Features Beach, Short Term Rental Allowed

Utilities Available Cable Connected, High Speed Internet Available, Septic Available

Amenities Available Beach Rights

Waterfront Description Deeded Access

View Y/N Yes

Water Access Desc Deeded Access

View Gulf

Roof Type Metal

Porch Covered, Porch

Building

Foundation Slab

Sewer Septic Tank

Architectural Style Coastal

New Construction No

Schools

Elementary Schools West Bay

Middle Schools Surfside

High Schools Arnold

Others

Tax ID 37191-010-000

Acceptable Financing Cash, Conventional

Listing Terms Cash, Conventional

Special Listing Condition Listed As-Is

Virtual Tour https://my.matterport.com/show/?m=iuNbK6UgoXA&brand=0&mls=1&

Listed by Compass Florida, LLC

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Lee Ann Swartzentruber

Licensed FL Agent / Team Lead | License ID: 3285613

+1(850) 774-3186

122 Monterey AVE Panama City Beach, FL 32413

Lee Ann Swartzentruber

Key Details

Location

Interior

Exterior

Building

Schools

Others

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122 Monterey AVE